*If you qualify.
This web site [www.elifepolicy.com] is owned and operated by Spectrum Direct Insurance Services, Inc. in accordance with its privacy policy. Spectrum Direct operates as an independent distributor for HSBC insurance and is not affiliated with HSBC. Seymour Alter is the licensed agent. The term life insurance is issued by Household Life Insurance Company, home office, Detroit, MI, administrative office Bridgewater, NJ or First Central National Life Insurance Company of New York, home office New York, NY, administrative office Bridgewater, NJ, which are subsidiaries of HSBC North America Holdings, Inc.. The product is an obligation of Household Life Insurance Company or First Central National Life Insurance Company of New York, only in New York. Life insurance policies contain exclusions and limitations; benefits may vary due to misstatement of age or sex. The product may not be available in all States. The Policy is issued as Form Number HLI-8-132 for Household Life Insurance Company and Form Number CNY-8-815 for First Central National Life Insurance Company of New York, or variation of such. Companies are rated as "A Excellent" (third highest rating of 16) by A.M. Best Company. The HSBC Insurance logo is a trademark of HSBC North America Holdings, Inc. and is used under license.