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How does it work?




Welcome to eLifePolicy.com, the state-of-the-art web based technology revolution in life insurance. Developed by internet technology experts, this innovative web site uses a cutting-edge process that makes it possible to purchase life insurance quickly, easily and conveniently online for qualified applicants. With eLifePolicy, you can:

  • Get a price quote instantly
  • Apply online in real time
  • Receive an immediate decision regarding application approval
  • Pay your premium with a credit card, checking or savings account online
  • Print your “In-Force” policy in minutes right from your very own printer

There is no waiting for weeks to learn whether your application is approved and there are no medical exams or tests required, just a few health questions. Best of all, it is very affordable.

Step 1: Quote
Behind the Scenes
The eLifePolicy contains what is referred to as a “Quote Engine”. Simply put, a quote engine contains all the insurance price information for all ages, states, insurance coverage amounts and all other factors which determine how much your life insurance may cost. When you enter your Date of Birth, Gender, State, etc., you will immediately receive a life insurance price quote on your screen.

Step 2: Apply
The Online Registration Form
When you review your price quote, the next step is to find out if you qualify by completing the online registration form. This is a series of questions which only takes a few minutes to complete online. eLifePolicy immediately processes your answers through our proprietary system which exists in our database and you are informed within moments onscreen whether you can proceed to the next section…the "Payment Information" screen.

Payment Information
If you pass through the registration questions successfully, you will be asked to enter payment information for either a major credit card, a bank checking or savings account so that premium payments can be collected by the insurance company. Payment is only collected after the policy is approved.

Step 3: Finish
Print Your Policy!
After the policy is approved and payment information is processed through the system, you will have the opportunity to print your policy immediately!