About eLifePolicy
About HSBC
Headquartered in London, HSBC is one of the largest banking and financial services organizations in the world. HSBC's international network comprises over 10,000 offices in 83 countries and territories in Europe, the Asia-Pacific region, the Americas, the Middle East and Africa.With listings on the London, Hong Kong, New York, Paris and Bermuda stock exchanges, shares in HSBC Holdings plc are held by around 200,000 shareholders in some 100 countries and territories. The shares are traded on the New York Stock Exchange in the form of American Depositary Receipts. Through an international network linked by advanced technology, including a rapidly growing e-commerce capability, HSBC provides a comprehensive range of financial services: personal financial services; commercial banking; corporate, investment banking and markets; private banking; and other activities. HSBC - North America is one of the top 10 financial services companies in the United States with assets approaching $300 billion. HSBC - North America includes all of HSBC's U.S. and Canadian businesses, including HSBC Finance Corporation (formerly Household International) businesses, which were acquired in March, 2003. HSBC's businesses serve more than 60 million customers in five key areas:
Household Life Insurance Company and First Central National Life Insurance Company of New York, under the trade name HSBC Insurance, are indirect subsidiaries of HSBC North America Holdings Inc. The companies are rated as "A+ Superior" (second highest rating of 16) by A. M. Best Company. About Spectrum Direct: Meet the Founders
Chartered Life Underwriter & Chartered Financial Consultant Chief Executive Officer Christopher Snyder is a seasoned insurance professional, with more than 25 years of experience in the life insurance industry. As a founder of Spectrum Direct, one of the most prominent life insurance organizations in the United States, he is a recognized expert on the topic of web-based life insurance best practices and an authority in his field of endeavor. Often called upon to speak at prestigious professional conferences he has addressed the International Business Forum, the Institute for International Research, the Society of Actuaries National Meeting and the Enrolled Actuaries National Meeting. A Charter Member of the Life Insurance Direct Marketing Association (LIDMA) as well as member of the LIDMA Website Design Committee, he also serves as Charter Member of the Consumer Life Insurance Education Foundation. In addition, Mr. Snyder received Chartered Life Underwriter, the highest-level designation available in the life insurance profession, as well as the Chartered Financial Consultant professional designations from the American College, Bryn Mawr in Pennsylvania. A well-respected authority on various insurance products, Mr. Snyder’s articles appear in many relevant publications including “Pensions & Investments,” “Options Newsletter,” “Credit Matters” and many other well-read publications. Insurance companies including New York Life, Pacific Life, AIG, Financial Guaranty Insurance Company, Nationwide Life, American Life of New York and others, have retained Mr. Snyder’s expertise and services on a regular basis. Mr. Snyder received his Bachelors degree from Gannon University in Erie, Pennsylvania and his Master’s degree from the University of Santa Monica, California. As a speaker and consultant, as well as CEO of Spectrum Direct, Mr. Snyder conducts presentations at prestigious conferences and is available for consultations and speaking engagements. Seymour Alter Chartered Life Underwriter President Seymour Alter is a veteran insurance professional with more than three decades of experience in the life insurance arena. Mr. Alter specializes in areas of insurance, estate planning, buying and selling insurance, deferred compensation and corporate benefits. He maintains a solid track record of success working closely with families, doctors, lawyers and other high profile individuals and businesses. Mr. Alter has also developed a lofty level of expertise providing life coverage to individuals with health impairments ranging from by-pass surgery, hepatitis, diabetes, sleep apnea as well as various types of cancers and other maladies. As a founder of Spectrum Direct, one of the most prominent life insurance organizations in the United States, he maintains a reputation for professionally providing an objective and qualified response to his client’s needs. Known for his community minded activities, Mr. Alter also teaches continuing education to CPA’s and other professionals sharing his expertise in the areas of insurance, estate and retirement planning. He is a Charter Member of the Life Insurance Direct Marketing Association, Charter member of the Consumer Life Insurance Education Foundation and also a member of the LIDMA Electronic Signature Committee. Mr. Alter received the Chartered Life Underwriter Professional Designation in the insurance industry from the American College, Bryn Mawr, Pennsylvania. He is a graduate of Brooklyn College with a degree in Mathematics and completed his education at St. John’s University Graduate School. Licensing
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Insurance Products are:
| Not a bank deposit | Not FDIC insured | Not insured by any federal government agency | Not guaranteed by the Bank |
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